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Pay over time with as low as 0% APR
Make flexible payments when you select Affirm at checkout
Weâve partnered with Affirm to give you the freedom to enjoy your custom furniture today and pay on your own terms over time with no late or hidden fees.
Easy to apply
Checking your eligibility is quick, simple and wonât impact your credit score.
No hidden fees
Affirm doesnât charge late fees or hidden fees of any kind, ever. The number you see is what you pay.
Transparent
Affirm tells you the total amount youâll pay up front. Your balance will never go up.
Shopping with Affirm is easy
Simple steps from checkout to your home
Payment Options At A Glance
How your monthly or bi-weekly plans could look
| Purchase Amount | Payment Frequency | Example Term | Sample Payment | Estimated APR |
|---|---|---|---|---|
| $200.00 (Smaller purchases) |
Bi-weekly (Pay in 4) | 6 Weeks | 4 payments of $50.00 | 0% APR |
| $800.00 (Furniture & Accents) |
Monthly Installments | 12 Months | 12 payments of $72.21 | 15% APR |
Frequently Asked Questions
No. Checking your eligibility with Affirm creates a soft credit inquiry, which will not impact your credit score at all.
Pay in 4 allows you to split smaller purchases into 4 interest-free equal payments every two weeks. For larger purchases, you can opt for monthly installment structures ranging from 3 to 24 months, where APR rates vary based on eligibility.
Never. Affirm is fully transparent. There are absolutely no late fees, service fees, or prepayment penalties. The total amount shown at checkout will never increase.